Homeownership is an exciting and rewarding journey, but it also comes with a lot of responsibilities. That’s why we created this guide to help you prepare yourself before you buy. It covers everything from the different home types and prices, to what you need to know about getting a mortgage, finding the right neighbourhood, and more!
Ready to get serious? Our team of local experts are ready to help you buy a home, sell your own, or both. We have the expertise and connections to get you in touch with some of the most exclusive and desirable real estate in the city. Creating an account with Assure Move means having access to emerging properties, alerts for your local area and being instantly notified of any viewings booked in for your property.
Most people buying London property will need a mortgage and its good start the process early. A great independent mortgage advisor can give you peace of mind by knowing that you are getting the best possible deal and advising on other important matters such as stamp duty, money laundering, and capital gains tax. It’s great to organise this as soon as possible, to assure that your experience is as stress-free as possible.
When applying for a mortgage, lenders will ask to see your income and outgoings. Prepare key documents, such as proof of income, savings, and deposit. Assure Move is happy to recommend mortgage advisors and answer any questions you are unsure about.
Once you have an idea of your budget and where you would like to go, book in viewings. This can be an overwhelming process, which is where we come in. We can advise on which properties we think best fit your desires and needs and streamline the process of finding your dream home. At Assure Move, we recommend viewing twice for properties you are considering putting an offer on.
When you think you have found your dream home, it’s time to make an offer. We’ll contact the seller and make your offer official before a short period of negotiation can take place. Once a price is agreed and accepted, you’ll be the first to know. Assure Move recognises that communication is key at this stage, so we will keep you updated at every stage of the journey.
At this point your solicitor will take charge of exchange and completion, co-ordinating the release of your mortgage funds with your advisor. Both parties will then be sent a Memorandum of State.
